download.fan

Stamp Duty Calculator

Calculate Stamp Duty Land Tax on a property in England or Northern Ireland, for home movers, first-time buyers and additional properties. Current rates.

Stamp Duty to pay
£5,000
Effective rate
1.67%
Price after tax
£305,000

England and Northern Ireland rates from 1 April 2025. Scotland (LBTT) and Wales (LTT) have their own rates.

BandRateTax
£0 – £125,0000%£0
£125,000 – £250,0002%£2,500
£250,000 – £925,0005%£2,500

Stamp Duty Land Tax bands

Stamp Duty Land Tax (SDLT) is charged in slices, like income tax. Since 1 April 2025, home movers pay 0% up to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5 million and 12% above. A £300,000 home costs £5,000. First-time buyers pay nothing up to £300,000 and 5% up to £500,000, so a £500,000 first home costs £10,000. Additional properties pay 5% extra on every band, and non-UK residents 2% more. Scotland and Wales have their own taxes.

How to use it

  1. 1

    Enter the price

    The purchase price of the property.

  2. 2

    Choose your situation

    Main home, first-time buyer or additional property, and residency.

  3. 3

    See the tax

    Total Stamp Duty, effective rate and the band breakdown.

Frequently asked questions

How much is Stamp Duty on £300,000?

£5,000 for a home mover: 2% of £125,000 (£2,500) plus 5% of £50,000 (£2,500). A first-time buyer pays nothing.

Who counts as a first-time buyer?

Someone who has never owned a home anywhere in the world, buying their main home for £500,000 or less.

When do I pay?

Within 14 days of completion. Your solicitor usually files the return and pays it for you.

Does this cover Scotland and Wales?

No. Scotland has LBTT and Wales has LTT, with different bands.

Finance calculators

Related tools