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Lumpsum Calculator

Calculate the future value of a one-time lumpsum investment in a mutual fund or any asset at an expected yearly return. Free lumpsum calculator.

Total value
₹3,10,585
Invested amount
₹1,00,000
Estimated returns
₹2,10,585
Growth multiple
3.11×
YearValue
1₹1,12,000
2₹1,25,440
3₹1,40,493
4₹1,57,352
5₹1,76,234
6₹1,97,382
7₹2,21,068
8₹2,47,596
9₹2,77,308
10₹3,10,585

What a one-time investment grows to

A lumpsum investment is a single amount put in at once, then left to compound. Future value = P × (1 + r)^n. ₹1 lakh invested at 12% a year grows to about ₹3.11 lakh in 10 years, more than tripling. Returns from equity mutual funds vary from year to year, so the result is an estimate. If you'd rather invest monthly, use the SIP calculator.

How to use it

  1. 1

    Enter the amount

    Your one-time investment.

  2. 2

    Set the return and period

    Expected yearly return and number of years.

  3. 3

    See the value

    Total value, estimated returns and a yearly table.

Frequently asked questions

What is the lumpsum formula?

FV = P × (1 + r)^n, with r the yearly return and n the years.

How long does it take to double?

Divide 72 by the return. At 12% it doubles in about 6 years.

Lumpsum or SIP?

Lumpsum suits a large sum you already have; SIP spreads the entry over time and reduces timing risk.

Is anything stored?

No. Nothing leaves your browser.

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