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Net Worth Calculator

Add up what you own and what you owe to find your net worth. List assets and debts, see totals and your debt-to-asset ratio. Free and private.

What you own
What you owe
Net worth
211,000
Total assets
463,000
Total debts
252,000
Debt-to-asset ratio
54.4%

Your financial snapshot

Net worth is everything you own minus everything you owe. Add assets such as your home, retirement accounts, savings and car, and debts such as your mortgage, loans and credit cards. With $463,000 of assets and $252,000 of debts, the example's net worth is $211,000. Tracking it once or twice a year shows your real progress better than income alone. Your data stays in this page; nothing is sent anywhere.

How to use it

  1. 1

    List your assets

    Home, investments, cash, vehicles and anything else of value.

  2. 2

    List your debts

    Mortgage, car loans, student loans, credit cards.

  3. 3

    See your net worth

    Totals and your debt-to-asset ratio.

Frequently asked questions

How do I calculate net worth?

Total assets − total liabilities.

Should I include my home?

Yes, at a realistic market value, and include the mortgage as a debt.

What is a good debt-to-asset ratio?

Lower is better. Under 50% is generally healthy; it falls naturally as you pay off your mortgage.

Is my information saved?

No. Nothing is stored or sent; refresh the page and it's gone.

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